The healthcare team at GAWS of London is committed to delivering innovative and sustainable solutions for clients as they navigate their risks in a sector that faces increasingly complex and multifaceted challenges.

Through global syndication and co-insurance, our focus is to reduce market volatility enabling clients to grow and deliver in the knowledge that their risks are managed effectively. We strive to provide creative, flexible and sophisticated insurance programmes.

The conditions for healthcare facilities are turbulent.

Trends such as a shift to value-based purchasing models, growing pressure on revenue cycles and changes in healthcare delivery have resulted in a challenging landscape. Coupled with this, sustained increases in frequency of severity of claims continue to influence market conditions, with rising medical costs, wage inflation and social inflation representing contributing factors in the rise of mega claims.

The healthcare team at GAWS of London strives to navigate these challenges alongside clients – advocating on their behalf to ensure strategic placement of risk into the marketplace. We connect risk to capital efficiently; underpinned by a deep understanding of clients’ risk profile and exposures.

Risk Appetite Aligned to Placement

Targeted Marketing and Selection 

Total Cost of
Risk Analysis

Direct access to
Lloyd’s of London

Our systematic and comprehensive review of a client’s risk profile enables us to implement tailored healthcare insurance programmes that optimise risk transfer whilst delivering a cross-class thought process.

Thorough in execution, our lateral thinking affords solutions that are integrated and aligned across a client’s continuum of risks.

Tailored Coverage Solutions

  • Hospital professional liability, general liability and umbrella liability
  • Regulatory liability
  • Clinical trials
  • Broad medical incident language / Batch
  • Aggregated retentions
  • Multi-year rate guarantees / Long term agreements
  • Risk management funds
  • Loss sensitive premium options
  • Reinsurance of captives

We advocate on behalf of a broad spectrum of clients from a variety of sectors


Life sciences

Community hospitals

Independent living

Physician groups

Long-term care facilities

Children's hospitals

Assisted living

University medical centres

Intermediate care

Skilled nursing

Home health providers

Key contacts

Charlotte Cansdale-Rose

Divisional Director

T +44 20 3687 3924
[email protected]

Andrew Hardy

Head of Technical

T +44 20 3687 3922
[email protected]